PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, cardless revolving credit limit.
If approved PayPal Credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no lengthy application to fill out, just answer some quick questions, review and accept the terms and get a decision in seconds.
PayPal Credit is available on purchases of at least £99 subject to approval from PayPal.
If you are approved for a credit limit with PayPal Credit the APR for those purchases won't be more than 21.9% and it may be even lower.
For further information and full terms & conditions on PayPal Credit Services, please refer to PayPal's FAQ section